Will this create a "debtors prison" for those convicted of crime?

No. CACR 22 ensures that victims receive restitution on a timely basis, because no one should have to pay to be a victim, however, it doesn’t require a defendant to pay an amount that they are unable to afford. If a defendant can only afford to pay their victim $5 a month, they should pay $5 a month every month until they’ve paid for all of their victim’s losses. If the defendant has a change of circumstances and cannot afford their $5 monthly payment, they should be required to inform the court and pay the victim for their losses as soon as they are able to.